A workplace injury can happen in an instant, but the decisions you make in the hours that follow can shape your entire workers’ compensation case. Many injured workers unknowingly hurt their own claims by making avoidable mistakes early on. Here is what you need to do right away.
Report the Injury to Your Employer Immediately
Florida law gives you 30 days to report a workplace injury to your employer, but waiting is never a good idea. Report it the same day if at all possible. Be specific about what happened, where it happened, and what part of your body was affected. Ask that the report be documented in writing and keep a copy for yourself.
Seek Medical Treatment Through the Right Channel
In Florida, your employer or their insurance carrier has the right to direct your medical care. That means you generally must see a doctor within their authorized network, or risk having your bills go unpaid. In an emergency, go to the nearest emergency room first. Once stabilized, notify the insurance carrier and follow their process for authorized treatment.
Document Everything
Take photos of the scene, your injuries, and any equipment involved. Write down the names of any witnesses and what they saw. Keep a personal log of your symptoms, pain levels, and how the injury is affecting your daily life and ability to work. These details often become critical evidence later in the process.
Do Not Give a Recorded Statement Without Talking to an Attorney First
Insurance adjusters may contact you quickly and ask for a recorded statement. You are not required to provide one before speaking with an attorney. Adjusters are trained to ask questions in ways that can minimize the severity of your injury or shift blame onto you. Be polite but cautious, and consult a lawyer before you say anything on the record.
Do Not Post About Your Injury on Social Media
Even a photo of you smiling at a family gathering can be used to undermine your claim. Insurance companies routinely monitor the social media accounts of claimants. Keep your injury and your case off the internet entirely.
Keep Every Document You Receive
Hold onto every notice, explanation of benefits, medical record, prescription, and correspondence related to your claim. A well-organized paper trail makes it far easier to challenge decisions down the road.
William Heller Is Ready to Fight for You
Attorney William Heller has dedicated over 35 years to helping injured workers in South Florida receive the benefits they deserve. He is AV-rated since 2005, the highest distinction for professional excellence, and he is not afraid to go to trial when insurance companies refuse to do right by his clients.
You have nothing to lose and everything to gain by making the call. If you have been hurt at work, contact William Heller today for a free consultation at (954) 921-7171.