Getting hurt on the job is frightening. In the shock of the moment, it can be hard to know what to do next. But the steps you take in the hours and days immediately following a workplace injury can make or break your workers’ compensation claim in Florida. Here is what you need to know.
Report the Injury Right Away
Florida law requires you to report your workplace injury to your employer within 30 days. Do not wait. Delaying your report gives insurance companies a reason to question the legitimacy of your claim. Tell your supervisor in person and follow up in writing if you can. Keep a copy of everything.
Seek Medical Attention
Your health comes first. Under Florida’s workers’ compensation system, your employer’s insurance carrier typically has the right to direct your medical care. That means you should notify your employer before seeking treatment so they can authorize a physician. In a true emergency, go to the nearest emergency room and sort out the paperwork afterward.
Document Everything
Take photos of the scene where the injury happened. Write down the names of any coworkers who witnessed the incident. Save all medical records, doctor’s notes, and correspondence from your employer or their insurance company. The more documentation you have, the stronger your claim will be.
Do Not Give a Recorded Statement Without Legal Advice
Insurance adjusters may contact you quickly after your injury and ask for a recorded statement. You are not required to provide one, and doing so without legal guidance can hurt your claim. Adjusters are trained to ask questions in ways that minimize your benefits.
Know Your Rights
Florida workers’ compensation covers medical treatment, lost wages if you are unable to work, and benefits for permanent injuries. You have the right to these benefits if you are injured on the job, regardless of who was at fault.
Get Legal Help Early
The workers’ compensation process in Florida is complex, and insurance carriers do not always act in your best interest. Having an experienced attorney in your corner from the start can make a significant difference in the outcome of your case.
If you have been injured at work in South Florida, attorney William Heller is here to help. With over 35 years of experience fighting for injured workers, Bill knows how to protect your rights and secure the benefits you deserve.
Call today for a free consultation at (954) 921-7171.